Through this article we will tell you what should be the salary for SBI credit card? While applying for an SBI credit card, you need to be aware of the eligibility requirements. Among these essential qualifications, income qualification is very important. If you do not earn a prescribed minimum income then you may be refused an SBI credit card by the bank.
An SBI credit card is quite popular among the people. The main reason for this is that it provides more facilities to the people at lower charges. You can choose any credit card as per your requirement from general category credit card to premium category credit card.
Income eligibility may vary from one SBI credit card to another. It depends on the type of credit card. For general category credit card, low income is required whereas for premium category credit card, high income is required.
Income eligibility may vary from one SBI credit card to another. It depends on the type of credit card. For general category credit card, low income is required whereas for premium category credit card, high income is required.
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Generally, you are required to meet the minimum income qualification for an SBI credit card. If you do not meet the minimum income eligibility prescribed by SBI Bank then you will not be given SBI Credit Card. A fixed income ensures that the cardholder will be able to repay the loan taken through the credit card on time.
Banks are now offering credit cards that do not require you to meet monthly income criteria. You can easily get a credit card by pledging a fixed deposit or by pledging another one. Through this, people who do not meet the minimum income qualification can apply for a credit card and avail the benefits of the credit card.
Now we come to our main question that what should be the salary for SBI credit card? So let us tell you that for the general category credit cards provided by SBI, which are available to you at the lowest charges, a minimum of Rs 15,000 . It is necessary to have monthly salary. If you earn up to Rs 15,000 per month, you can apply for an SBI general category credit card.
As we mentioned above, the monthly income eligibility for premium category credit cards will be higher. The minimum income required for an SBI credit card is Rs15,000 only then you will be eligible to apply for an SBI credit card.