A few years ago, the Jan Dhan Yojana has been started by the Government of India to connect the poor and backward people with banking facilities . Under the Jan-Dhan Yojana, any Indian citizen can open an account in any bank without any minimum amount, and can avail various types of banking facilities along with interest on the money deposited in that account. If you also want to open a Jan Dhan account, then this article is very important for you, in this article detailed information has been given on how to open a Jan Dhan account and what documents are required to open a Jan Dhan account .

How to open Jan Dhan account

Jan Dhan account can be opened both offline and online:-

How to open jan dhan account offline

1. Have to visit any nearest bank branch.
2. Jan Dhan account opening form will have to be asked from the branch employee.
3. After filling the correct details clearly in the form, necessary documents will have to be attached.
4. The joining form has to be submitted to the branch employee.
5. The employee will open the account after inspecting the attachment form.

how to open jan dhan account online

No bank provides the facility to open Jan Dhan account completely online. But online form is available to open Jan Dhan account. That is, the Prime Minister can download the Jan Dhan account opening form from the Jan Dhan Yojana website and submit it to the bank with the necessary documents, after which the account is opened.

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Benefits of opening Jan Dhan account

1. Account is opened in zero rupees.
2. Minimum balance is not required.
3. Interest is earned on the money deposited in the account.
4. Overdraft facility is available.
5. Passbook and ATM are given for free.
6. Netbanking and mobile banking facility is available.
7. Benefits of different types of government schemes.

Eligibility to open Jan Dhan account

1. It is necessary to be an Indian citizen.
2. Age should be 10 years or more.
3. Must be a government certified document.

Documents required to open Jan Dhan account

1. Latest photograph of the account opener
2. Must have Aadhaar or other card for identification.
3. Electricity bill should be there for proof of residence.