Bajaj Allianz Comprehensive Car Insurance
Before knowing about Bajaj Allianz Comprehensive Car Insurance Policy, we need to know what is a comprehensive car insurance policy? A comprehensive car insurance policy is one that covers car damage caused by yourself or through any other means along with third party cover. Its scope is very wide. It provides complete protection to your car. Additionally, you can also add add-on covers as per your requirement in a Comprehensive Car Insurance policy.
A Comprehensive Car Insurance policy is offered by Bajaj Allianz. Through this, you can buy coverage for the complete protection of your car. Also, you can add on the different types of add-on covers it offers to enhance the additional coverage. These add-on covers include zero depreciation cover, roadside assistant cover, engine protection cover, accessories cover etc. Because its coverage is very wide. Therefore, the premium paid in this is also higher than other insurance.
Bajaj Allianz Comprehensive Car Insurance Benefits
The following benefits can be availed through Bajaj Allianz Comprehensive Car Insurance Policy-
- Bajaj Allianz has a very high claim settlement ratio. Through this, claims are settled through a quick and easy process. There is no need to wait for this. This can be done both online or offline as per your convenience.
- Bajaj Allianz Comprehensive Car Insurance policy provides you with third party liabilities as well as other comprehensive coverage. Hence, you can get all the benefits of a comprehensive car insurance in a single insurance policy.
- You can also add add-on covers as per your requirement in Bajaj Allianz Comprehensive Car Insurance Policy. This add-on cover acts as an additional shield of protection to your car. However, you have to pay some extra premium to get the add-on cover.
- Bajaj Allianz Comprehensive Car Insurance also provides compensation for self-inflicted damages.
- Bajaj Allianz comprehensive car insurance policy also offers you the facility of cashless garage repairs across India. Through this, you can also get your car repaired by the insurance company through cashless mode without paying.
What’s Covered Under Bajaj Allianz Comprehensive Car Insurance Plan?
Now we will discuss the comprehensive coverage available in Bajaj Allianz Comprehensive Car Insurance. Bajaj Allianz Comprehensive Car Insurance plan offers you the following coverage-
- Liabilities to Third Parties:
This policy provides for damages caused to third parties and for legal assistance if needed. It covers third party property or vehicle damage up to Rs. Can provide sum assured up to Rs 7.5 lakh.
- Car Theft:
In case the insured’s car is stolen, Bajaj Allianz Comprehensive Car Insurance provides insurance cover in this case and an amount equal to the value of the car is paid to the insured.
- Natural Disaster:
Any kind of damage to the car due to natural calamities like flood, earthquake etc. is also covered through this policy.
- Man-made Disaster:
Riots like it a man-made disaster. Damage caused due to strike etc. is also covered.
What Is Not Covered Under Bajaj Allianz Comprehensive Car Insurance?
Bajaj Allianz Comprehensive Car Insurance does not provide coverage under the following circumstances-
- Damage caused by driving under the influence of alcohol or drugs.
- Damage caused by conflict or war, rebellion.
- Damage caused in case of nuclear exposure.
- Driving a car without a valid license.
- If the loss occurs in an accident beyond a predetermined geographical limit.