How to Pay Credit Card Bill?

In this article we will provide you information regarding payment of credit card bill. We will tell you about all the ways by which you can pay your credit card bill.

Paying credit card bill is quite easy. You can pay your credit card bill through both online and offline means. We have given detailed information below about how to pay credit card bill through both the mediums-

Ways To Make Credit Card Bill Payment Online

You can easily pay your credit card bill through the following online means-

1. Credit Card Bill Payment through Internet Banking:
   You can easily pay your credit card bill through internet banking. For this you will have to log in to your net banking account and go to the credit card section and pay your credit card bill. This process is quite simple. You can do it easily.
2. Credit Card Bill Payment through NEFT/RTGS Online Fund Transfer:
   You can also pay your credit card bill through NEFT facility. You can pay your credit card bill through this mode just like you transfer other funds.

For this you will have to add your credit card as a beneficiary and also provide the IFSC code. This IFSC code is especially valid for credit card payments. You can get this from your credit card issuing bank.

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3. Credit Card Bill Payment through IMPS Method:
   To pay credit card bill through IMPS facility, you will have to download the mobile application of your bank. After this you will have to login. You can easily pay your credit card bill using IMPS from there .
4. Credit Card Bill Payment through BillDesk:
   BillDesk provides you the facility to pay your credit card bills. Many banks and credit card issuers now use BillDesk to accept credit card bill payments. Through this, customers who do not use net banking facility can easily pay their credit card bills. Through BillDesk you can also pay your credit card bill through your debit card or net banking account.
5. Credit Card Bill Payment through Auto Debit Facility:
   You can also pay your credit card bills easily through the auto debit facility. For this you will have to register for auto debit facility in your bank account. Through this you can pay your credit card bill automatically. For this, you do not need to make your credit card bill payments again and again. This happens automatically every month.
6. Credit Card Bill Payment through Mobile Wallet:
   You can also pay your credit card bill through mobile wallet. For this you can use Paytm, Mobikwik, PhonePe, BHIM/UPI, etc. It is very easy. You can easily pay your credit card bills using your mobile wallet. For this you just have to provide your credit card number and you can pay the bill.

Ways To Make Credit Card Bill Payment Offline

If you are not comfortable paying a credit card bill online, you can do it offline also. You can pay your credit card bill offline in the following ways-

1. Credit Card Bill Payment through ATM:
   You can pay your credit card bill through ATM. For this you will have to go to the ATM of the credit card issuing bank and swipe your debit card in the ATM machine.

After this you will see the option of credit card bill payment, which you will have to select. After this, you can easily pay your credit card bill using your debit card by following the procedure mentioned.

2. Credit Card Bill Payment through Cash:
   You can also pay the credit card bill in cash. For this, you will have to go to the nearest bank branch of the credit card issuing bank and pay your credit card bill in cash. You also have to pay some fees for paying credit card bills in cash. It is maximum ₹ 100.
3. Credit Card Bill Payment through Check or Demand Draft:
   You can also pay your credit card bill through check or demand draft. For this you will have to mention the 16 digit credit card number in the cheque. After that you will have to deposit your check or demand draft in the bank.