How to Open Account in Tamil Nadu Mercantile Bank

If you want to open an account in Tamil Nadu Mercantile Bank then this article is very important for you. Because this article contains detailed information on how to open an account in Tamil Nadu Mercantile Bank and what are the documents required to open an account in Tamil Nadu Mercantile Bank .

How to Open an Account in Tamil Nadu Mercantile Bank?

You can open an account in Tamil Nadu Mercantile Bank through offline and online mode:-

How to Open Offline Account in Tamil Nadu Mercantile Bank?

1. Visit the nearest branch of Tamil Nadu Mercantile Bank.
2. Ask for new account opening form from the bank employee.
3. Fill the correct information in the opening form.
4. Attach mandatory documents with the form.
5. Submit the application form and the minimum amount to the branch employee.
6. The bank employee will open the account after checking the attachment form.

How to open Tamil Nadu Mercantile Bank account online?

1. Go to the official website of Tamil Nadu Mercantile Bank.
2. Click on Personal Banking on the home page and click on General Saving Bank Account in Savings Bank.
3. A new page will open, in which you will have to enter the mobile number, email, captcha code and put a tick mark in front of the Terms and Conditions and click on the Next button.
4. An OTP will come on the mobile number, which has to be submitted in the box and click on the Next button.
5. Now you have to verify through OTP by uploading documents for KYC.
6. In the next page, as per the choice, the nearest bank branch has to be selected and the type of account has to be selected.
7. After this, you have to click on the Submit button by writing complete details about personal information.
8. After this process the account will be opened and the message of account number, IFSC code etc. will be received on the mobile.

Benefits of opening an account with Tamil Nadu Mercantile Bank

1. Benefit of high interest rate on money deposited in the account.
2. Debit card and check book facility for the account.
3. Netbanking and Mobile Banking facility available.

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Eligibility for opening an account with Tamil Nadu Mercantile Bank

1. It is necessary to be an Indian citizen.
2. Age should be 18 years.
3. Must be a valid document.
4. Guardian’s document is required for minor account.

Documents required for opening an account with Tamil Nadu Mercantile Bank

1 Passport size color photograph of the person opening the account.

2. Aadhaar Card, Voter Card, Driving License, Indian Passport, NREGA Card any one of these for identity proof.
3. Aadhaar Card, Voter Card, Passport, Electricity Bill, Phone Bill, Ration Card any one of these for proof of residence.
4. Mobile Number, Email ID and Minimum Deposit Amount.

FAQ

1. What is Tamil Nadu Mercantile Bank Customer Care Number?

The customer care number of Tamil Nadu Mercantile Bank is 18004250426.

2. What type of bank is Tamil Nadu Mercantile Bank?

Tamil Nadu Mercantile Bank is a commercial bank that offers a wide range of banking services to its customers along with various account opening facilities.

3. Is Tamil Nadu Mercantile Bank public or private ?

Tamil Nadu Mercantile Bank is a Private Limited Bank.

4. Tamil Nadu Mercantile Bank is the bank of which country?

Tamil Nadu Mercantile Bank is an indigenous Indian bank.

5. What is the age requirement to open an account with Tamil Nadu Mercantile Bank?

One must be 18 years of age to open an account with Tamil Nadu Mercantile Bank. Children below this age can open the account with the help of their parents.

6. How much does it cost to open an account with Tamil Nadu Mercantile Bank?

AWB savings account can be opened with Rs 100 without check book and Rs 250 with check book at Tamil Nadu Mercantile Bank’s rural branches, while it can be opened with Rs 250 without check book and Rs 500 with check book at its urban branches. Apart from this, the account is also opened in zero rupees.

7. What are the requirements to open an account with Tamil Nadu Mercantile?

Photo, identity proof and residence proof are required to open an account with Tamil Nadu Mercantile Bank.

8. How to open Zero Account in Tamil Nadu Mercantile Bank?

Zero account can be opened in Tamil Nadu Mercantile Bank with the help of its official website.

9. How long does it take to open an account with Tamil Nadu Mercantile?

It takes 1 to 2 working days for account opening in Tamil Nadu Mercantile Bank branch. Whereas online account opening takes only a few minutes/hours.

10. How much interest is available in Tamil Nadu Mercantile Bank?

Various types of savings accounts in Tamil Nadu Mercantile Bank earn 4% to 5% interest per annum depending on the amount deposited.

11. Can I open a zero balance account with Tamil Nadu Mercantile Bank?

Yes, zero balance account can be opened in Tamil Nadu Mercantile Bank.

12 . Can I open an account for a child in Tamil Nadu Mercantile Bank ?

Yes, a child’s account can be opened in Tamil Nadu Mercantile Bank, but for this, the child’s Aadhaar, birth certificate and documents of the mother or father have to be submitted together.