Through this article we will tell you how to make credit card EMI? If you want to avail a credit card EMI facility, then you can easily get credit card EMI by getting complete information through this article.
A credit card offers you many benefits which also includes EMI facility. You can convert your big purchases into EMI through the EMI facility of the credit card.
Suppose you have to buy a big amount of goods but you do not want to spend the money from your savings account or you do not have the money to spend right now, then you can make that big purchase through the EMI facility of your credit card. You can choose to repay the amount of money spent on that big purchase in easy monthly installments at a low interest rate.
You have to pay some interest on credit card EMI. But sometimes credit card issuers also offer you the facility of no cost EMI on purchases. Through this, if you make a purchase worth Rs10,000, then you have to pay only Rs 10,000 through credit card EMI. You do not have to pay any interest or any additional charges if you avail the No Cost EMI offer.
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Now we will tell you how to make credit card EMI? You can easily make your credit card EMI through net banking and phone banking. We have told you about both the methods below-
How To Make Credit Card EMI Through Net Banking?
To make your credit card EMI through net banking, you are required to register in your net banking account. If you are a net banking user then you can easily get your credit card EMI done. For this you will have to follow the procedure mentioned below.
First of all you have to log in to your net banking account.
Now you have to click on the card section.
After this you will have to go to the credit card and go to the transactions done there.
Now you have to select the transaction which you want to convert into EMI.
You will be asked about the EMI repayment period which you will have to choose.
After this, as you proceed, the credit card EMI becomes EMI.
How To Make Credit Card EMI Through Phone Banking?
To get your credit card EMI done through phone banking, you have to call the customer care number of your credit card. Before calling the credit card customer care number, you have to check that your customer care number is valid for your city. You can get this information from the official website of your credit card issuer.
After this the customer care executive will ask you for some general information, which you will have to provide. After this your EMI will be approved.