Before using Kotak Credit Card, you are required to activate your Kotak Credit Card. You cannot make any transactions with your credit card until you activate your Kotak Credit Card.
When you receive your Kotak Credit Card through post at your home address, the first thing you have to do to activate your Kotak Credit Card is to generate or set its 6 digit PIN. You can generate or set your Kotak Credit Card PIN in several ways. We have told you about these methods in detail below.
You can activate your Kotak Credit Card through net banking, mobile banking, customer care service and bank website. We have explained the process of activating Kotak Credit Card through these four means in detail below.
How To Activate Kotak Credit Card From Net Banking?
If you use the net banking service of Kotak Mahindra Bank, then you can easily activate your Kotak Credit Card through it. To activate Kotak Credit Card through net banking, you have to follow the procedure given below-
- You have to go to the log-in page of Kotak Mahindra Net Banking.
- Now you have to log in to your net banking account.
- After this you have to select “Credit Card” from the main menu.
- After this, you have to select ‘Change or Create 6-digit Chip Credit Card / ATM PIN’ from the dropdown-menu.
- After this you will have to enter some necessary details and confirm it.
- After the details entered are valid, you will be asked to generate a new PIN, which you will have to generate.
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How To Activate Kotak Credit Card From Mobile Banking?
You can also activate your Kotak Credit Card through Kotak Mahindra Bank Mobile Banking. For this you have to follow the steps given below-
- First of all you have to log in to Kotak Mobile Banking App.
- After this you will have to select the “Credit Card” tab.
- After this you will have to select “Service Request”.
- Now you will see the option to generate PIN. On which you have to click.
- After this you will be asked for necessary details. Which you have to enter.
- After this you have to submit your request and your credit card PIN will be generated.
How To Activate Kotak Credit Card From Customer Care Interactive Voice Response (IVR)?
You can also activate your Kotak Credit Card through customer care interactive voice response. For this you have to follow the steps given below-
- You have to dial the number 1860 266 2666 from your mobile.
- To continue further you must press 1.
- For credit card you have to press 3.
- If you are an existing Kotak Mahindra Bank customer then you have to press 1.
- After this you have to provide your CRN or card number and T-PIN.
- After this you will have to press 6 to generate the PIN of your credit card.
How To Activate Kotak Credit Card From Kotak Mahindra Bank’s Website?
If you do not use Kotak Mahindra Bank’s Internet Banking service, you can use Kotak Mahindra’s online service to activate your Kotak Credit Card. For this you will have to follow the instructions given below, through which you can generate the PIN of your credit card-
- You need to visit Kotak Mahindra’s “Instant PIN Generation” web page at www.kotak.com/en/transaction-services/generate-pin.html.
- After this you will have to select the “Credit Card” option.
- After this you have to enter details like your credit card number, expiry date, CVV number etc.
- After this you have to enter a new 6 digit PIN of your choice. You will be asked to enter that PIN again and you will have to click on Confirm.
- Your Kotak Credit Card PIN will be set instantly after successful verification of details.