bank of baroda credit card

If you want to apply for a BOB Credit Card, then you must know about all the benefits you can get through BOB Credit Card. If you know about all the benefits of BOB Credit Card , then you can better choose BOB Credit Card as per your requirement.

In this article we will give you detailed information about the benefits of BOB Credit Card. We will discuss in detail all the benefits you need to know about BOB Credit Card.

Through a BOB Credit Card, you can avail various benefits like reward points, cashback, discounts, travel benefits, dining benefits, airport lounge access, fuel surcharge waiver etc. Besides, you are also provided insurance cover without paying any premium.

Through a BOB Credit Card you can get the following benefits-

  1. Cashback and Discounts:

Bank of Baroda Credit Card also offers benefits to its customers through cashback and discounts. From time to time, various e-commerce websites offer you cashback and discounts for online shopping. Additionally you can also enjoy cashback and discounts when you pay through your credit card in offline stores.

  1. Reward Points:

The card holder can also avail the benefit of reward points through the use of Bank of Baroda Credit Card. Whenever you make any payment through your credit card, you are provided with the benefit of reward points on every payment. You can later redeem these reward points from the gift catalogue.

bank of baroda credit card
  1. Reward Points Redeem Option:

You can redeem the reward points earned using your Bank of Baroda Credit Card in several ways. You can get cashback against your reward points. Additionally you are also provided with other options to redeem your reward points. You can choose any option as per your convenience.

  1. Add-on Card:

You can also add add-on cards to Bank of Baroda credit card. This provides you an opportunity to avail the benefits of Bank of Baroda Credit Card to your family members also.

  1. Exemption in annual fee:

Bank of Baroda Credit Card also offers waiver of annual fee to its credit card holder. If you spend a certain amount through your Bank of Baroda Credit Card in 1 year and pay your credit card bill regularly, your annual fee is waived off.

  1. Benefits of Insurance:

Bank of Baroda’s credit cards provide their customers with the benefit of insurance coverage without paying any premium. Through this, you can get the benefit of Personal Accidental Death Coverage for free without paying any premium. The amount of this insurance coverage may vary from one credit card to another.

  1. Insta Pay Service:

Credit card holders can pay their credit card bills online through Insta Pay service of Bank of Baroda Credit Card. It is quite easy and is completed very quickly.

  1. Security:

Credit cards offered by Bank of Baroda are also quite reliable from the security point of view. They come with a security chip that protects the card holder from fraudulent activities. With this, he can use his card holder anywhere without any dilemma.

  1. Fuel Surcharge Exemption:

You can avail 1% discount on fuel surcharge through your BOB Credit Card. In this, you have to do fuel transactions between ₹ 400 to ₹ 5,000 at any fuel station located in India. Through this you can get maximum fuel surcharge rebate of ₹ 250 in 1 month. Also, you are not provided any reward points on this type of transaction.

  1. EMI option:

Bank of Baroda credit cards also provide EMI option to their customers. Through this, purchases of more than Rs 2,500 can be converted into easy monthly installments and can be easily repaid over a period of 6 to 36 months.

  1. Balance transfer facility:

Bank of Baroda’s credit card also provides you the facility of balance transfer. Through this, you can choose to transfer the outstanding amount of any other credit card or loan amount to your Bank of Baroda Credit Card and repay it in easy monthly installments at a lower interest rate.

  1. Cash withdrawal facility:

Through Bank of Baroda card, you can withdraw cash from domestic or international ATMs whenever you need money. You can meet your funding requirement by withdrawing some percentage of your credit limit as cash withdrawal.

  1. Airport Lounge Access:

Bank of Baroda credit card offers free airport lounge benefits to its credit card users. Through this you can use the airport lounge in domestic or international airports without paying any fee.

  1. Travel Benefits

Bank of Baroda Credit Card also offers travel benefits to its customers. Through this you can get discounts in ticket booking, hotel booking etc.

  1. Discount on food bill:

Bank of Baroda Credit Card also gives its customers the benefit of discount on food bills. Through this, if you eat at Bank of Baroda’s partner restaurant, you are given a discount of 15 to 20% on the food bill.

  1. Global Validity:

The credit cards offered by Bank of Baroda are recognized worldwide. You can pay through your BOB Credit Card in any part of the world.

  1. 24×7 Customer Care Service:

The customer care service of Bank of Baroda Credit Card is of very high quality. It provides 24 hours customer care services to its customers. If the credit card holder has any kind of problem, he can get the solution to his problem by calling the customer care number of Bank of Baroda any time 24 hours. Customer problems are resolved promptly by the Customer Care Service of Bank of Baroda.

Leave a Reply

Your email address will not be published. Required fields are marked *